Ginni Loans helps Indian borrowers with low, fair or high CIBIL scores find high-limit personal loans through private NBFC partners and lender networks. Check eligibility in 2 minutes and get matched for loans up to ₹25 lakh. Approval is subject to NBFC / lender review.
For users with low CIBIL scores or limited credit history. Matched to private NBFCs that approve loans without a strict CIBIL cut-off.
For fair-credit users. Profile optimisation and approval-focused matching with mid-risk lenders.
For high-CIBIL users. Multiple-lender clubbed funding routes and premium lender offers.
Yes — Ginni Loans matches low-CIBIL applicants with private NBFC partners that approve loans below the 700 score threshold.
Eligible applicants can be matched for loans up to ₹12 lakh through partner NBFCs, subject to income and verification.
Several private NBFCs in India approve loans without a hard CIBIL pull. Ginni Loans routes low-CIBIL users to these partners.
After documents and pack confirmation, routing begins within minutes. Disbursal time depends on the chosen NBFC.
Mumbai, Delhi, Bengaluru, Hyderabad, Chennai, Kolkata, Pune, Ahmedabad, Jaipur, Lucknow, Chandigarh, Indore, Bhopal, Nagpur, Surat and 200+ Indian cities.
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